Business Insurance
Safeguard your business & people with coverage built on trust and tailored from expertise.
Vehicle & Equipment
Keep your business moving without disruptions. Safeguard your vehicles and equipment with the right commercial coverage.
Coverage Options:
Comprehensive (Authorised Workshops): Accident repairs at approved workshops.
Comprehensive (No Restrictions): Accident repairs at any workshop of your choice.
Third Party Fire & Theft: Covers loss or damage from fire or theft, plus legal liability for third parties.
Third Party Only: Covers legal liability for injury or property damage to third parties.
Employee Benefits
Your employees are your greatest assets. Protect their health, medical, and accident needs with flexible group coverage.
Coverage Options:
Group Term Life Insurance: Coverage tailored to your employees.
Group Critical Illness Insurance: Lump sum payout for critical illness.
Group Hospital & Surgical Insurance: Plans from $15,000 to $60,000 for foreign workers.
Group Personal Accident Insurance: Coverage for accidents at work and home.
Group Dental Insurance: Enhanced dental coverage with lump sum benefit.
Bonds
Secure obligations and free your capital with our bond solutions.
Coverage Options:
Foreign Workers Bond: Replaces security or cash deposits required by MOM. Realised only if a foreign worker fails to meet obligations.
Performance Bond: Guarantees contractor obligations in construction projects, ranging from 5–10% of the contract sum.
Marine
Comprehensive coverage for goods in transit by sea, air, or land, reducing trade and transport risks.
Coverage Options:
Freight Forwarders Liability: Covers goods in transit; can include storage or warehouse risks.
Marine Cargo: Protection against loss or damage during transit by sea, air, or land.
Marine Loss Control Engineering: Minimises trade risks and costly delays.
Inland Marine: Protects movable assets in transit or storage.
Marine Liability: Covers legal liability arising from insured activities.
Professional Indemnity
Professional Indemnity Insurance provides a safety net against claims of negligence, error, or omission — helping you safeguard your business and your peace of mind.
Coverage Options:
Covers legal and administrative expenses related to regulatory hearings, including defence representation.
Pays for compensation, damages, or settlements awarded to clients arising from covered claims.
Cyber Liability Insurance
Cyber Insurance helps you recover quickly from cyber-attacks, data breaches, and digital disruptions — keeping your operations and reputation intact.
Coverage Options:
Covers costs incurred from a cyber-attack.
Lawsuits and liabilities from third parties.
Business Package
Focus on what matters most with all-in-one insurance packages designed for your business type.
Package Options:
Office Package: For establishments operating from office premises.
Service Package: For businesses in the service sector.
Retail Package: For establishments selling consumer merchandise.
Dining Suite: For F&B establishments providing dining-in facilities.
Coverage Options:
Protects against events that can disrupt your business.
Affordable rates with peace of mind.
More Ways to Protect Your Business
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Product Liability Insurance
Protects your business against claims arising from injury or property damage caused by products you sell, supply, or manufacture. Essential for businesses that handle physical goods.
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Work Injury Insurance
Provides statutory coverage for employees injured or falling ill due to work. Covers medical expenses, loss of income, and compensation in line with the Work Injury Compensation Act (WICA).
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Group Travel Insurance
Covers employees travelling for business trips, providing protection against medical emergencies, trip delays, and lost belongings — ensuring safe and worry-free travel.
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Foreign Worker Medical Insurance
Mandatory coverage for foreign employees, ensuring access to medical care and hospitalisation benefits.
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Group Personal Accident Insurance
Offers 24/7 protection for employees against accidental death, injury, or disability — both at work and outside. Provides peace of mind for employers and staff alike.
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Public Liability Insurance
Protects your business against third-party claims for bodily injury or property damage occurring in connection with your operations, products, or services.
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Property All Risks / Industrial All Risks Insurance
Provides comprehensive protection for your physical assets — including buildings, machinery, and equipment — against fire, theft, and accidental damage, keeping your operations secure.
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Directors & Officers Liability Insurance
Protects company directors and senior officers from personal financial loss arising from legal actions or allegations of mismanagement, negligence, or breach of duty.
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General Liability Protection
Covers your business against a broad range of third-party risks — including injury, property damage, and personal or advertising injury — ensuring peace of mind in daily operations.
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